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I think SaaS providers who provide their own authentication have a responsibility to provide robust, *enforceable* MFA for their customers - so if an org wants all their users to require MFA, they can and it’s just an easy tick box.

Some SaaS providers aren’t doing this - - and it’s the reason infostealer logs are such a problem. Their angle is customer is solely responsible, but as a counterpoint: see how that is working out for Snowflake.